Health Care Reform
I just wonder how Congress
thinks they are going to pay for universal health care without bankrupting the the American economy...
First off, there is no simple solution to the problem with health care. There are many facets to the problem such as: the uninsured, medical liability, prescription drug costs, the need for proactive in addition to reactive medicine and the cost to educate those in the medical field.
I think another problem is that we as a society need to change our mindset about health insurance. I think if we took an approach similiar to car insurance, that would bring costs down. Does anybody file an insurance claim for an oil change on their car? No! You file a claim when something major happens.
Health care could be like that. I think using the current Healthcare Savings Account with a High Deducible PPO plan would be a good model for most Americans. You pay a lower premium and you take the cost difference and place that money into an HSA that you use to pay for your day to day health care and the HDPPO plan kicks in when you have something major.
There is a slight risk in this but I think it's negligible while the person is building up the balance in their HSA.
Just my thoughts on this...
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